JP Morgan Chase Mobile Bank application is one of the most of import applications I have in my iPhone. Chase has created a new manner of banking with their application. It is user friendly. it offers astonishing capablenesss. it is a clip and money rescuer. and it has room for betterment. Chase has brought banking into our custodies. The intent of the application is to do banking for their clients stress-free. With this application clients can lodge cheques from their iPhone. iPad. iPod touch. Android. Kindle Fire. and Windows Phone.
All they do is input the sum of the cheque. take a forepart and back image of the cheque and click submit. Customers can besides see their banking and recognition card balances and dealing history. Customers can reassign money between Chase and non-Chase histories. in different ways. They offer Transfer Money. Wire Transfer. and Chase QuickPay. I merely used the QuickPay characteristic today. My small sister bought my tickets to Lollapalooza so I paid her back through QuickPay. In order for the money to acquire sedimentation to her history. we both have to enrolled in the Person-to-Person QuickPay.
Once we both signed up. I type her electronic mail or phone figure and the sum to reassign and subject it. Once sent. she approves the dealing. and it is complete. I am besides able to pay measures with the application. This characteristic is genuinely helpful ; I set up reminders on my phone to remind me of when my payments are due. When my reminder goes away. at that minute I log in to my Chase application and do the payment on the topographic point. I do non hold to wait to acquire place because if I do I would bury to do it and I am charge with the late fees. Another capableness is being able to happen the closest subdivision or ATM near me.
All this is possible with a smartphone and a tablet. The Chase bank application is a clip and money rescuer. I was in the Army and I had been station in topographic points where Chase branches or ATMs are non near to me. Right now. I live in Copenhagen. Upstate NY. which is about half an hr from Ft Drum. The stopping points Chase subdivision or ATM to me is in Syracuse. which is about an hr and a half off. Bing able to hold entree to my history on the thenar of my manus is astonishing. Not holding to put a pes on the bank has saved me clip. gas and money. Time is really of import to me and the manner I pend it is written down in my contriver.
I do non hold the clip or the money to drive and wait in line. In the clip it would take me to drive to the subdivision and back place. I could watch a film with my household or make some prep. This application has truly made my life a small easier In a likely hereafter that I want to see added to this application would hold to be like a cheque balance book. This characteristic would assist me see where my money goes. Merely by taping an icon I can see how much did I spend on Tuesday. how much money do I have left in my history. when do I acquire paid. am I acquiring closed to overdraft.
I know this is my duty. but it would be nice to hold my ain personal comptroller. Another possible add-on could be being able to direct and have electronic mails to and from Chase. I think these two characteristics can assist Chase better and be in front of other Bankss. ‘JPMorgan Chase has yet once more won a ranking of nomadic banking apps. In this 1. Keynote’s biannual Mobile banking scorecard. Chase came in first for the 3rd clip in a row’ . ‘…its analysts score the apps harmonizing to 120 standards in four classs — functionality. easiness of usage. privateness and security. and quality and availability’ ( Penny Crosman. 2013 ) .
I remember when every Saturday I will had to travel to the bank to do a sedimentation of my cheques. and holding to make full up the sedimentation faux pas. Just the waiting in line used to annoy me. Bing able to entree my history. wage measures and do sedimentations without holding to put a pes inside a bank is unbelievable. Chase Mobile decidedly has changed the manner their clients and I bank!
